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​sandra macdonald insurance

Earthquake and Flood Insurance


Far too few businesses are protected in the event of an earthquake in California. Most commercial policies do not cover damage to your building, contents, or even loss of use caused by an earthquake. Protect your assets and cover expenses in the event of a business interruption. 


Living in a drought-prone area does not mean you are unlikely to experience flooding. On the contrary, in the event of heavy rain a drought prone area is more likely to flood due to poor drainage or poor soil absorption of the excess of water. Nearly all homeowners policies do not cover flood damage to your home or belongings. Even if your home lies in a high-risk flood zone we will work to get you the best coverage for your home.