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​sandra macdonald insurance

Business Insurance

Commercial Insurance 

As a business owner myself, I understand how important it is to protect your investment. One mishap can bring all your hard work and hard earned money crashing down. No matter how big or small your business, make sure you are covered. Every business is different and requires coverage tailored to its needs.

We specialize in insuring community associations and apartment buildings among many other lines of business. We will work to make sure you have the right coverage for your unique business needs.​

Here is a small sample of the insurance products we offer: 

  • Business Owner Policy

  • HOA Commercial Package

  • Apartment Building Commercial Package

  • General Liability

  • Earthquake

  • Workers Compensation

  • Builders Risk 

  • Construction Wrap-Up

  • Professional Liability

  • Employment Practices Liability

  • Directors and Officers Liability

  • Commercial Umbrella

  • Commercial Auto

  • Cyber Liability

Not sure what you need? Just ask; we’ll work with you to put together a policy that works. ​

Commercial Auto Insurance

If your business owns company cars or trucks California requires you to carry some auto liability insurance. We can help you determine the level of coverage appropriate for your business. Even if you don’t have a fleet of cars or trucks, if you rent a vehicle for business purposes or drive your own car on company business you want to make sure you have the coverage you need.